Life is full of dangers and surprises. Your house may burn down. You may _131___ the window and break your neck. Mice and beetles may eat your floor__132_ you drop in to the flat __133__ for an uninvited cup of tea. Anything may happen, you never know.

You cannot always prevent disasters, but you can __134__ against them. Most forms of insurance are __135__ it is up to you whether you take out _136__ or not. But some forms are_137__. If you drive a car, for example, you must __138_ a third party insurance policy. The “parties” to an agreement, or contract, are the individuals or groups _139__. With third-party motor insurance, the three _140__ are (i) you yourself, (ii) you insurance company, and (iii) anybody else for example, the man whose Jaguar has just smashed up your Mini. Third-party insurance does not cover fire, theft or anything else. It is intended only to protect road users from each other. If you want to insure against all the other terrible things that might happen to you or your car, you can take out a comprehensive policy.

131. A. fall down      B. fall back        

C. fall out of      D. fall out

132. A. so that          B. in order that     

C. for fear that    D. In that

133. A. above          B. below          

C. over          D. upside

134. A. assure          B. ensure          

C. guarantee      D. insure

135. A. compulsory     B. voluntary        

C. involuntary    D. unwilling

136. A. note            B. card            

C. slip            D. policy

137. A. compulsory      B. optional          

C. voluntary      D. willing

138. A. take up          B. take in           

C. take out      D take over

139. A. concerning      B. concerned        

C. being concerned  D. to be concerned

140. A. parties          B. groups

C. individuals      D. departments